A: The next step is to sign a Purchase Agreement.  Once we both sign, the agreement will be sent over to the title company to start working on the closing documents. 

We provide in-house financing, meaning we are the lender and you are the borrower.  After we close, you make payments just like if you bought the property using Wells Fargo or a traditional lender.     

We use several different title companies.  We typically use a title company closest to the property.  

We use a title company to handle each transaction and to protect everyone's interest in the transaction.  We can't steal your money because all money goes to the title company.  We never collect a dime from you.       

Typically, the buyer pays for all the closing costs in an owner financing transaction.  

We use the "Unimproved Property Contract" provided by the Texas Real Estate Commission (TREC).  Click here for a copy.   

Yes, your property taxes are escrowed with each monthly payment.  At the end of the year, your property taxes will be paid with your escrow account. If there is a shortage, we will let you know. 

No. We offer owner financing with no credit check. You need the down payment and the closing costs.

Yes, your property taxes are escrowed with each monthly payment.  At the end of the year, your property taxes will be paid with your escrow account. If there is a shortage, we will let you know. 

Most of our tracts need 10% down plus closing costs. Each listing page shows the exact amount.

Our current listings are financed at 10% interest over 30 years. Your monthly payment is listed on each property page, plus escrowed property taxes.

Yes, there's no prepayment penalty. 

Yes. You receive a warranty deed with vendor's lien at closing, recorded with the county, and we hold a lien until it's paid off.

There's a 10-day grace period, then a $ late fee. Call us right away if you're having trouble, and we'll work with you.

Many of our tracts come with water, septic and electric already installed. Each listing shows what's in place and what you'd need to add.

Yes. We can add a second utility set for two RVs, an extra caliche road and pad, and additional 30- or 50-amp RV plugs. See our Add Ons page.

You can also look up any address on the FEMA Flood Map Service Center. Flood zone affects whether you need flood insurance if you build.

Absolutely. Call or text 361-450-7256 and we'll meet you there or send you the GPS location.

Yes. If you have land to sell in Aransas County or the Coastal Bend, we can make a cash offer. See our We Buy Land page.